First Time Buyer

The house buying process can appear daunting for anyone,
particularly if you’re a first time buyer.

How much can I borrow?

Lenders will look at how much you are earning and what your outgoings are, to establish how much you can afford.

Which mortgage?

I will get to know all about you, your history and your future plans, allowing me to advise what your best option is.

What
next?

I will guide you through the complete process from making an offer through to completion, and beyond.

A property is likely to be the biggest purchase you will ever make and there are so many things that need to be considered. It can be an overwhelming time, mortgages can appear to be complicated and the process complex. Let me take the stress and worry out of the equation.

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The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves.

To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.

A fee may be charged depending on individual circumstances. A typical fee is £350.

 

Shelly West Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FCA).

Shelly West Mortgages Ltd is a company registered in England and Wales with company number 11459219. Registered office: Suite 8 Bourne Gate, 25 Bourne Valley Road, Poole, BH12 1DY.