You may save money by remortgaging or switching onto another product, particularly if your initial product period has ended and you are paying a lenders standard variable rate. You can also remortgage to release capital.

I recommend that you start the process up to 6 months before the end of your current rate. This gives us plenty of time to find you a new deal and get the processing completed, before you start paying a higher rate.

My research includes comparing products from your existing lender with products from lenders across the whole of the market, taking into account the interest rate and any fees associated with a new product.